Loan Rates Savings Account Certificate Rates

Effective as of: 3/23/23(Subject to Change Without Notice)
APR = Annual Percentage Rate APY = Annual Percentage Yield
Loan Rates
100% Share Secured3.0%unlimited84 months
50% Share Secured4.0%$10,00048 months
Certificate Secured3% above cert. rate
*Depends on your credit score
Line of Credit9.5% to 10.5%$7,000*36-48 months*
Signature Loan8.0% to 10.0%$10,00036-60 months*
Visa Credit Card9.9%$8,000revolving
Minimum monthly payment is 3% of balance
Home Equity Loan - Fixed5.5%$75,00060 months
5.5%$75,000120 months
Home Equity Line of Credit6.0% variable$75,000180 months
The APR is based on the 11th District Cost of Funds Index and can change semi-annually on the first day of March and September. To determine the rate, we add margin to the value of the index and round up to the next .25%
Auto Loans
Used Auto Loans*Depends on credit score5.5% to 10.75%*Up to 60 months
5.5% to 10.75%*61-72 months
*Only used vehicles less than 5 years old
New Auto and Motorcycle Loans*Depends on credit score5.5% to 10.5%*Up to 60 months
5.5% to 10.5%*61 to 84 months
Current Special Rates
Loan Special5.99%$300036 months
* Depends on your credit score.