|
Effective 2/12/2010 (Subject to Change Without Notice)
APR = Annual Percentage Rate APY = Annual Percentage Yield
| Loan Rates |
| Description: |
APR |
Maximum |
Term |
| 100% Share Secured |
5.0% |
unlimited |
84 months |
| 50% Share Secured |
6.0% |
$10,000 |
48 months |
| Certificate Secured |
3% above cert. rate |
|
|
| Line of Credit |
7.5% to 9.5% |
$10,000* |
36-60 months* |
| *Depends on your credit score |
| Vacation Loan |
9.0% |
$2,000 |
24 months |
| Visa Credit Card |
9.9% |
$8,000 |
revolving |
| Minimum monthly payment is 3% of balance |
| Home Equity Loan - Fixed |
5.0% |
$75,000 |
60 months |
|
5.99% |
$75,000 |
120 months |
| Home Equity Line of Credit |
5.5% variable |
$75,000 |
180 months |
| The APR is based on the 11th District Cost of Funds Index and can change semi-annually on the first day of March and September. To determine the rate, we add margin to the value of the index and round up to the next .25% |
| Auto Loans |
| Description: |
|
APR |
Term |
| Used Auto Loans |
|
3.99% |
48 months |
|
|
4.99%* |
60 months |
| *Only used vehicles less than 4 years old |
|
|
|
|
| New Auto and Motorcycle Loans |
|
3.99% |
1-36 months |
|
|
4.49% |
37-48 months |
|
|
4.49% |
49-60 months |
|
|
5.5% |
61-72 months |
| Current Special Rates |
| Description: |
APR |
Maximum |
Term |
| None at this time. |
- |
- |
- |
 Access Our Loan Calculator
Effective 03/31/2010
| Share Rates |
| Description: |
APY |
Rate |
| Regular Share |
.356% |
.35% |
| Vacation |
.253% |
.25% |
| Holiday |
.253% |
.25% |
Effective 6/22/2010
| Certificate Rates |
| Description: |
APR |
APY |
| 6 month Certificate |
.80% |
.833% |
| 12 month Certificate |
1.1% |
1.11% |
| 18 month Certificate |
1.3% |
1.31% |
| 24 month Certificate |
1.6% |
1.61% |
| 30 month Certificate |
1.8% |
1.82% |
| 36 month Certificate |
2.1% |
2.12% |
| 48 month Certificate |
2.3% |
2.33% |
| A minimum balance of $500 is required to open a certificate of deposit. |
|
