|
Effective 1/12/2012 (Subject to Change Without Notice)
APR = Annual Percentage Rate APY = Annual Percentage Yield
| Loan Rates |
| Description: |
APR |
Maximum |
Term |
| 100% Share Secured |
1.5% |
unlimited |
84 months |
| 50% Share Secured |
3.0% |
$10,000 |
48 months |
| Certificate Secured |
3% above cert. rate |
|
|
| Line of Credit |
7.5% to 9.5% |
$10,000* |
36-60 months* |
| *Depends on your credit score |
| Vacation Loan |
9.0% |
$2,000 |
24 months |
| Visa Credit Card |
9.9% |
$8,000 |
revolving |
| Minimum monthly payment is 3% of balance |
| Home Equity Loan - Fixed |
4.0% |
$75,000 |
60 months |
|
4.99% |
$75,000 |
120 months |
| Home Equity Line of Credit |
5.5% variable |
$75,000 |
180 months |
| The APR is based on the 11th District Cost of Funds Index and can change semi-annually on the first day of March and September. To determine the rate, we add margin to the value of the index and round up to the next .25% |
| Auto Loans |
| Description: |
|
APR |
Term |
| Used Auto Loans |
|
2.99% |
48 months |
|
|
3.49%* |
60 months |
| *Only used vehicles less than 4 years old |
|
|
|
|
| New Auto and Motorcycle Loans |
|
2.99% |
1-36 months |
|
|
3.99% |
37-48 months |
|
|
3.99% |
49-60 months |
|
|
4.99% |
61-72 months |
| Current Special Rates |
| Description: |
APR |
Maximum |
Term |
| None at this time. |
- |
- |
- |
 Access Our Loan Calculator
Effective 12/31/2012
| Share Rates |
| Description: |
APY |
Rate |
| Regular Share |
.151% |
.15% |
| Vacation |
.051% |
.05% |
| Holiday |
.202% |
.20% |
Effective 7/27/2011
| Certificate Rates |
| Description: |
APR |
APY |
| 6 month Certificate |
.60% |
.618% |
| 12 month Certificate |
.80% |
.833% |
| 18 month Certificate |
.90% |
.904% |
| 24 month Certificate |
1.1% |
1.16% |
| 30 month Certificate |
1.2% |
1.21% |
| 36 month Certificate |
1.5% |
1.51% |
| 48 month Certificate |
1.8% |
1.82% |
| A minimum balance of $500 is required to open a certificate of deposit. |
|
