VISA® CREDIT CARDS
What are the rates on the credit cards you carry? The Credit Union Visa Credit card has a fixed rate and no annual fee. Credit limits range from $500 to $8000. Apply for your card today and pay off the high-rate cards in your wallet. We can save you money!

NEW AUTO LOANS
New Auto Loans for cars and trucks are available for 100% of the purchase price. Repayment terms are available up to 84 months.

USED AUTO LOANS
Financing up to 60 months depending on the year of the vehicle.

MOTORCYCLE LOANS
The Credit Union will make loans for NEW motorcycles, which are purchased from Motorcycle dealers in Pennsylvania, and which are titled in Pennsylvania. The APR will be equal to the new vehicle loan rates in effect for the same terms at the credit union at the time of the loan.

*AAEFCU will hold the title for all new and used vehicle loans and the borrower must provide comprehensive and collision insurance.

Apply for a Loan Today!

VACATION AND HOLIDAY LOANS
Need some vacation money or extra money for the holidays?? AAEFCU offers small Vacation and Holiday loans with a $2000 maximum limit. Repayment terms are up to 24 months.

SHARE & CERTIFICATE SECURED LOANS
Existing Share and Certificate Accounts may be used to secure loans. We offer 50% and 100% secured share loans. Also, the holder of a certificate may borrow against the amount of the certificate at a rate 3% higher than their current dividend rate. This is an ideal way to borrow for individual or family needs without sacrificing your savings! During the period in which this type of loan is outstanding, the Share or Certificate balance securing it may not be withdrawn.

LINE OF CREDIT
The Credit Union offers an unsecured line of credit loan that can be accessed whenever the need arises. It is available for up to $10,000 based on your credit score. $1000 minimum. Advances on your Line of Credit may be requested through the office or by phone.

HOME EQUITY LOANS
Wise use of the equity in your home can help you accomplish major financial goals. With this home-secured loan, you can borrow up to $75,000 ( or 80% of the appraised value minus your existing mortgage). We offer fixed rate home equity loans and variable rate home equity line of credit loans. The variable rate loan shall be adjusted semi-annually if needed. The minimum initial advance is $2000 and any subsequent advances must be for at least $500. Our fixed rate home equity loan has a 5 year or 10 year term. All home equity loans require a lien against your property.

Apply for a Loan Today!
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